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Amazon Visa Decline

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Harvey26
Valued Contributor

Amazon Visa Decline

Applied for Amazon Prime Visa after seeing some success stories for being over 5/24 and I do my primary banking with them. Unforunately was met with a decline for being over 5/24. Back to the garden I go with my tail between my legs.  Smiley Sad

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 7
6 REPLIES 6
Jordan23ww
Senior Contributor

Re: Amazon Visa Decline

So sorry to hear about your denial! Hopefully you will be under 5/24 soon!  Have you given any consideration to applying for the the Amex Amazon Prime Business card? Perhaps that could be an option for you that would allow you to get the card now without impacting your 5/24 status.  

         


Message 2 of 7
Harvey26
Valued Contributor

Re: Amazon Visa Decline

@Jordan23ww Never even thought about this and I already have a pretty good established relationship with AMEX since 2015. Gave the app a whirl approved for 10k. Thanks for this. Wish I had known prior to burning two HPs. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 3 of 7
Jordan23ww
Senior Contributor

Re: Amazon Visa Decline


@Harvey26 wrote:

@Jordan23ww Never even thought about this and I already have a pretty good established relationship with AMEX since 2015. Gave the app a whirl approved for 10k. Thanks for this. Wish I had known prior to burning two HPs. 


@Harvey26  Woohoo! That is awesome! Congratulations on your approval!  You're welcome! Glad you got approved and with a nice limit too!  


Sorry to hear about the 2 wasted hard pulls!  Hopefully the Amex approval was a soft inquiry which will kinda offset one of those Chase hard pulls!  Also glad that you get to maintain your current 5/24 status! That's a win /win!

         


Message 4 of 7
cashorcharge
Community Leader
Super Contributor

Re: Amazon Visa Decline

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Message 5 of 7
FranknBeans
Regular Contributor

Re: Amazon Visa Decline

Did you try their preapproval?  I'm at 6/24 but I'm preapproved. Haven't tried just because I want more Chase cards when I drop below 5/24 beginning of next year. 











Message 6 of 7
Harvey26
Valued Contributor

Re: Amazon Visa Decline

@FranknBeans I did not see it on the website when I went to apply. I certainly would have done that first. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 7 of 7
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