American Express 3x cli denied again

Anonymous · ‎03-26-2021

I was able to get the first 3x cli on day 61. After that no more cli's and no counter offer. Straight denials.

Asked for less than the 3x cli to see if it would approve it. No dice!

I'm paying this card off next month and was hoping to bring the CL up. I'm I bucketed? as I have a previous chargeoff with them.

Last year I was putting lots of spend on the card.

my scores are in the 700's

only thing is util a bit high..

Anonymous · ‎03-26-2021

This is for the BCE CARD.

4sallypat · ‎03-26-2021

How much were you asking for for ?

Did you ask on line, mobile app, or phone ?

FinStar · ‎03-26-2021

@Anonymous wrote:
I was able to get the first 3x cli on day 61. After that no more cli's and no counter offer. Straight denials.
Asked for less than the 3x cli to see if it would approve it. No dice!
I'm paying this card off next month and was hoping to bring the CL up. I'm I bucketed? as I have a previous chargeoff with them.
Last year I was putting lots of spend on the card.
my scores are in the 700's
only thing is util a bit high..

When you mention "straight denials" - what are the reasons they're providing on the letters? Besides a couple days ago, how long ago was your last CLI request?

What is your EX FICO 8 score on the AmEx app (or website) and when was it updated?

Rogue46 · ‎03-28-2021

I'm in the same boat tried twice already and no dice card sits at $1k SL

tmax2020 · ‎04-02-2021

You have to wait another 90 days after first denial to be considered for a CLI.

@Anonymous wrote:
I was able to get the first 3x cli on day 61. After that no more cli's and no counter offer. Straight denials.
Asked for less than the 3x cli to see if it would approve it. No dice!
I'm paying this card off next month and was hoping to bring the CL up. I'm I bucketed? as I have a previous chargeoff with them.
Last year I was putting lots of spend on the card.
my scores are in the 700's
only thing is util a bit high..