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American Express BCP Declined For DH, Should DW Attempt At Applying?

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Anonymous
Not applicable

American Express BCP Declined For DH, Should DW Attempt At Applying?

DH applied for AMEX BCP card today and was declined. My info was also added along with application as an additional card member.

 

I was wondering if anyone has ever attempted to try applying the other spouse when the other didn't get approved, even with both info being entered? Were you successful?

Message 1 of 4
3 REPLIES 3
ojefferyo
Valued Contributor

Re: American Express BCP Declined For DH, Should DW Attempt At Applying?


@Anonymous wrote:

DH applied for AMEX BCP card today and was declined. My info was also added along with application as an additional card member.

 

I was wondering if anyone has ever attempted to try applying the other spouse when the other didn't get approved, even with both info being entered? Were you successful?


Whoever the primary applicant is is the one they will run the credit on, while you can try to app for your own it all comes down to the profile. Adding another person to the app is just adding an authorized user and has no bearing whatsoever in the approval criteria. 

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Message 2 of 4
Anonymous
Not applicable

Re: American Express BCP Declined For DH, Should DW Attempt At Applying?


@ojefferyo wrote:

 

Whoever the primary applicant is is the one they will run the credit on, while you can try to app for your own it all comes down to the profile. Adding another person to the app is just adding an authorized user and has no bearing whatsoever in the approval criteria. 


TYSM for your reply! I took a chance at applying and was approved!

Message 3 of 4
elim
Senior Contributor

Re: American Express BCP Declined For DH, Should DW Attempt At Applying?


@Anonymous wrote:

@ojefferyo wrote:

 

Whoever the primary applicant is is the one they will run the credit on, while you can try to app for your own it all comes down to the profile. Adding another person to the app is just adding an authorized user and has no bearing whatsoever in the approval criteria. 


TYSM for your reply! I took a chance at applying and was approved!


   nice!   congrats

Message 4 of 4
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