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American Express Green denied!!!

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Anonymous
Not applicable

Re: American Express Green denied!!!

I would try and get those credit lines increased; since you opened at least one of those cards in feburary maybe ask in august if you need more, otherwise maybe garden a bit since you have all those inquries and next feburary get some increases.

Message 11 of 16
Anonymous
Not applicable

Re: American Express Green denied with 685 Fico 8


@Anonymous wrote:
Average age of account is 1 year 9 months on EX

Do you have any other accounts? You said you got your first cards in Feb so they won't be considered 6 months until Aug. 1st. But you said your avg age of accts is 1 yr 9mths. 

Message 12 of 16
Anonymous
Not applicable

Re: American Express Green denied with 685 Fico 8

Yes average is 1y and 9m cuz of other paid loan
It should move up soon
My utilization is now under 3% but not updated
EX 696 this morning
Message 13 of 16
Anonymous
Not applicable

Re: American Express Green denied with 685 Fico 8


@Anonymous wrote:
Yes average is 1y and 9m cuz of other paid loan
It should move up soon
My utilization is now under 3% but not updated
EX 696 this morning

Ok great. So you gained 11 pts on experian. That's awesome.

Message 14 of 16
Anonymous
Not applicable

Re: American Express Green denied with 685 Fico 8

Yes I did
Haven’t checked the others yet
Once my utilization is updated I’ll get the scores
Message 15 of 16
UncleB
Credit Mentor

Re: American Express Green denied with 685 Fico 8


@Anonymous wrote:
19 inquiries. Tried for a car loan last month which didn’t help. What’s AAOA?
Utilization is at 12%.
My EX just went up to 696
I just have to leave it for a bit I guess

Hi @Anonymous, here's a link to a thread that lists common abbreviations used on myFICO:  http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

Message 16 of 16
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