American Express Income Requirements?

Anonymous · ‎09-28-2015

@Anonymous wrote:
there is no specific answer. as long as you are making something you should be ok i guess. more than 15k imo

It doesn't matter now. I was approved, just diasppointed that I received their max APR with EX 730.

Anonymous · ‎09-28-2015

@Anonymous wrote:
My credit score is 730 EX but yet I received their max APR? I guess I have an average credit score. Not that I ever plan to carry a balance to be concerned about that.

Score is only one part of the underwriting equation.

lhcole77 · ‎09-29-2015

@Anonymous wrote:
@Anonymous wrote:
there is no specific answer. as long as you are making something you should be ok i guess. more than 15k imo
It doesn't matter now. I was approved, just diasppointed that I received their max APR with EX 730.

Silly APR. Never let that stop you from asking for less. After you activate your card go online via chat and request a reduction.

I got my SPG reduced 3 times in less than a month after activation.

Their silly system approved me with a high APR. I knew it wouldn't stay that way…

P.S if your card comes with the 0% promo it won't work until after that's done. And if they say no now wait a few months and try again later.

Anonymous514 · ‎09-30-2015

Idk about the BCE card but my AED card I applied in April with an income of 17k from taking a temporary cut in pay to enjoy my summer. Even got a cli from 3500 to 7000 a month later without even using the card (I initiated it) with the 17k income but now I am back to my regular pay so in December I will be golden for a 3x CLI

CFNA Firestone Credit Card 3,200$ March 2020

BCU Cash Rewards Visa 15,000$ December 2020

Capital One Savor One (PC from Walmart MC) 3,000$ May 2022

Amazon Prime Store Card 10,000$ October 2022

Capital One Savor One 30,600$ November 2022

Sam's Club MasterCard 15,000$ February 2023

Huntington Bank 1.5% CB 500$ January 2024

Amex Blue Cash Everyday (PC from BCP may upgrade again) 3,000$ May 2024

Amex Blue Business Cash 2,000$ March 2025

Amex Amazon Prime Business card 3,500$ July 2025

Anonymous · ‎10-02-2015

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
What's the minimum income requirement for American Express Blue Cash Everyday?
No one here is going to know that answer. Even Amex might not set a minimum income as it's just part of a credit picture. What income are you trying to see if it's enough?
I applied and was approved, thanks.

Mind sharing what your income is then? It'd help others out who might be on your shoes wondering the same question.