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@Brian_Earl_Spilner wrote:If you're an existing member, you have a very high chance of SP approvals. Doesn't mean they won't randomly HP you on an app. It happened to me once. Regardless if it's soft, it will still affect your credit once it reports by reducing your AAoA.
@Brian_Earl_Spilner I see two cards in your list that intrigue me: Star Brigade FCU and the NFCU card with the Top Gun design. Are either (or both) of those designs real? If so, who issues the Star Brigade card and how does one get the Top Gun design? Just curious. :-D
Thank you to everyone who replied.
This stuff should be its own subject in school.