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Amex 3X CLI - 7-10 day

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Frequent Contributor

Amex 3X CLI - 7-10 day

I currently have the lowest limit of any Amex I've ever seen.  It's $500 on my Everyday.  

I tried for my first 3x CLI today (day 61) and was given the 7-10 message.  

I have put almost $1400 though the card, made multiple payments, and paid in full before both statements cut.  I had a $0 balance when I submitted the request today.  

I didn't check my SP's, so I really don't know when they pulled it last.  Today's FICO EX is 670.  Overall utilization is 8%.  

UGH!!

Message 1 of 15
14 REPLIES 14
Regular Contributor

Re: Amex 3X CLI - 7-10 day

call and see is it a verication of some sort I would call now if I was you.

Message 2 of 15
Frequent Contributor

Re: Amex 3X CLI - 7-10 day


@tmote wrote:

call and see is it a verication of some sort I would call now if I was you.


^ Yep, give'm a call. No need to worry about it over the weekend

Entered GC Dec. 1st '14 -- exited 10/'16(sapphire) to acquire 9k Blispay - Gardening pays off! - Back in 'til ?


     EQ             TU             EX      MyFico 05/14/17, while VantageScore 3.0 EQ=815 TU=758 EX=810
Message 3 of 15
Contributor

Re: Amex 3X CLI - 7-10 day

keep us updated!

BoA Cash Rewards $1.9k, Cap1 QS $1.1k, Amex ED $2k, Amex BCE $7.5k, Amex PRG: NPSL w/ Opt to Carry, Kohls $300, VS $2.8k, Paypal Credit $1.8K, Sears MC $4K, CareCredit $1k
12-6-13 EX FICO: 591
Current Score: EXP: 708 (FICO 1/2015) EQ: 740 (FICO 12/2014) TU: 750 (12/14/14 FAKO)
Goal score: 750 across by JAN 2018! Gardening as of AUG 21, 2017 - GOAL 12 MONTHS
Message 4 of 15
Valued Contributor

Re: Amex 3X CLI - 7-10 day

That's unsettling. Now I'm even more afraid of trying on the 25th.

"The achievement of one goal should be the starting point of another."~Alexander Graham Bell

Fico 08 Scores: EQ: 673 TU: 717 EX: 671
Recovering my scores from March/April app spree!
Gardening again since July 2015 until December 2015.
Message 5 of 15
Valued Contributor

Re: Amex 3X CLI - 7-10 day

Good luck.

Message 6 of 15
Frequent Contributor

Re: Amex 3X CLI - 7-10 day

Thanks for the encouragement.  I'll call in the morning. 

Message 7 of 15
Established Contributor

Re: Amex 3X CLI - 7-10 day

Or you could try hitting the button again for a lower amount...check the Amex 3 cli thread. I was not approved and got the 7-10 day message. I hit it again afor a lesser amount and it worked!

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 8 of 15
Established Contributor

Re: Amex 3X CLI - 7-10 day


@BrettNS wrote:

I currently have the lowest limit of any Amex I've ever seen.  It's $500 on my Everyday.  

I tried for my first 3x CLI today (day 61) and was given the 7-10 message.  

I have put almost $1400 though the card, made multiple payments, and paid in full before both statements cut.  I had a $0 balance when I submitted the request today.  

I didn't check my SP's, so I really don't know when they pulled it last.  Today's FICO EX is 670.  Overall utilization is 8%.  

UGH!!


An example of what I don't want to occur April 22nd. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 9 of 15
Frequent Contributor

Re: Amex 3X CLI - 7-10 day

So, I called up CSR this morning. They transferred me to a different dept, and said it was denied. He cited too many new accounts, too many INQs, low credit score (664 at the time they pulled it), and not enough history with Amex.  Oh well, my record-low limit will be the same for a while. 

Message 10 of 15
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