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Amex 3X CLI (How do Charge Cards fit in

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Classroom-Middle
Established Member

Amex 3X CLI (How do Charge Cards fit in

My question is how do charge cards fit in when it comes to staying under $35,500.00 to avoid the income verifaction. I have a Hilton Biz 9k, a Blue Biz Cash 9k and Gold Card with a limit or spendiing power of 7.5k ... does the 7.5k count twards that 34.5k limit ??? 

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FinStar
Moderator Emeritus

Re: Amex 3X CLI (How do Charge Cards fit in


@Classroom-Middle wrote:

My question is how do charge cards fit in when it comes to staying under $35,500.00 to avoid the income verifaction. I have a Hilton Biz 9k, a Blue Biz Cash 9k and Gold Card with a limit or spendiing power of 7.5k ... does the 7.5k count twards that 34.5k limit ??? 


Charge cards are evaluated separately based on internal POT guidelines.  So, the POT limit doesn't typically influence a CLI on a personal or business revolving CC. Just keep in mind that IV can be triggered at any point depending on the overall profile.

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