cancel
Showing results for 
Search instead for 
Did you mean: 

Amex 3rd card - New Account?

tag
newmomnewme
Valued Contributor

Amex 3rd card - New Account?

I keep getting pop ups for Hilton card. I currently have a gold card and blue cash. If I app for the Hilton, it should be SP right?

 

Will it report as a brand new account or will it get backdated since I already have two??

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 1 of 6
5 REPLIES 5
blindambition
Senior Contributor

Re: Amex 3rd card - New Account?

It is generally SP, but can and has resulted in HP for some. Always be prepared for HP.

It's usually backdated, but not always.

Are you sure you want to pull trigger? After your recent FR.

Message 2 of 6
M_Smart007
Legendary Contributor

Re: Amex 3rd card - New Account?


@blindambition wrote:

It is generally SP, but can and has resulted in HP for some. Always be prepared for HP.

It's usually backdated, but not always.

Are you sure you want to pull trigger? After your recent FR.


+1

Message 3 of 6
Anonymous
Not applicable

Re: Amex 3rd card - New Account?

My subsequent Amex cards always appear as new accounts on my reports, but the "member since" date is backdated to the opening of my first one. Which way did you mean it OP?

Message 4 of 6
newmomnewme
Valued Contributor

Re: Amex 3rd card - New Account?

Thank you @Anonymous I meant on the reports. @M_Smart007 and @blindambition way to keep a gal in check.. I am was wandering towards the gate out of the garden. Maybe PC the Blue to a BCP? My reports are frozen I can't thaw them for anyone....I guess I'll just stick to my banking SUB project. 

Back to the garden I go. I had to ask...lol

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 5 of 6
FinStar
Moderator Emeritus

Re: Amex 3rd card - New Account?


@newmomnewme wrote:

Thank you @Anonymous I meant on the reports. @M_Smart007 and @blindambition way to keep a gal in check.. I am was wandering towards the gate out of the garden. Maybe PC the Blue to a BCP? My reports are frozen I can't thaw them for anyone....I guess I'll just stick to my banking SUB project. 

Back to the garden I go. I had to ask...lol


Just to clarify what @Anonymous mentioned upthread, new AmEx CCs will report as new accounts on your CRs as the backdating feature ended during 2015.  The Member Since date, however, would be the only cosmetic update that is still available.

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.