Amex Approval Chances

[NaimeseOGK]

Also be aware they are starting to pull TU too. I was approved for the AMEX BCP 2 days ago and I was shocked to see they tried to pull my TU profile but there was a credit freeze on so the inquiry was blocked but they still approved me with only my EX profile.

[NaimeseOGK]

Also I currently have 31 inquiries on my EX. im working on getting them down I was last denied in August 2021 so I let atleast 6 months pass and got approved for it. I have 2 30 day lates on my profile but they are past 3 years ago

[GApeachy]

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@NaimeseOGK wrote:

Also be aware they are starting to pull TU too. 

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Not really new, they pulled my TU Jan 2021. (Funny bone too)

[NaimeseOGK]

Thats weird. When I applied last year August 2021 they only pulled EX I get they switch it up randomly

[GApeachy]

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@NaimeseOGK wrote:

Thats weird. When I applied last year August 2021 they only pulled EX I get they switch it up randomly

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Well, they think I'm weird (or sketchy)....they've hp'd me for so many accts. over the past few years, even as an existing member, it's just beyond ...well, WEIRD. I don't have a problem with them extending me credit but they like to hike their leg all over my reports for some reason.  I've kind of complained a time or two here.  But yeah, the last hp was TU.....which actually was in my favor but "Whoomp There It Is".

[NaimeseOGK]

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@GApeachy wrote:

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@NaimeseOGK wrote:

Thats weird. When I applied last year August 2021 they only pulled EX I get they switch it up randomly

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Well, they think I'm weird (or sketchy)....they've hp'd me for so many accts. over the past few years, even as an existing member, it's just beyond ...well, WEIRD. I don't have a problem with them extending me credit but they like to hike their leg all over my reports for some reason.  I've kind of complained a time or two here.  But yeah, the last hp was TU.....which actually was in my favor but "Whoomp There It Is".

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I heard that when you get approved for your first AMEX card anything after that is a softpull. Is this true?

[GApeachy]

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@NaimeseOGK wrote:

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@GApeachy wrote:

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@NaimeseOGK wrote:

Thats weird. When I applied last year August 2021 they only pulled EX I get they switch it up randomly

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Well, they think I'm weird (or sketchy)....they've hp'd me for so many accts. over the past few years, even as an existing member, it's just beyond ...well, WEIRD. I don't have a problem with them extending me credit but they like to hike their leg all over my reports for some reason.  I've kind of complained a time or two here.  But yeah, the last hp was TU.....which actually was in my favor but "Whoomp There It Is".

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I heard that when you get approved for your first AMEX card anything after that is a softpull. Is this true?

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Naw!   I'm 5 accts/1sp.

[SouthernCredit]

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@NaimeseOGK wrote:

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@GApeachy wrote:

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@NaimeseOGK wrote:

Thats weird. When I applied last year August 2021 they only pulled EX I get they switch it up randomly

---

Well, they think I'm weird (or sketchy)....they've hp'd me for so many accts. over the past few years, even as an existing member, it's just beyond ...well, WEIRD. I don't have a problem with them extending me credit but they like to hike their leg all over my reports for some reason.  I've kind of complained a time or two here.  But yeah, the last hp was TU.....which actually was in my favor but "Whoomp There It Is".

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I heard that when you get approved for your first AMEX card anything after that is a softpull. Is this true?

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That is the case for some, but not all. YMMV.

[FinStar]

As the OP has provided an update and indicated they were approved, this thread is now locked and closed to new messages.

@Anonymous- congrats on the approval. Feel free to start a new thread in the Approvals forum with the card your were approved, starting limit, etc.-- if you wish to do so.