the time i applied for the amex platinum, i just had 3 cards and i was an au on the oldest one.
au on citi costco card $10.5k cl - open date was 7/2016
cap one secured $200 cl- open date was 9/2019
discover it cashback $3k cl- open date 12/2019
0 late payments on any of the accounts
no derogs, collections, etc on file.
util at the time was 23%
i applied through offer from my amex corporation advantage program in january 2020.
hope that helps answer your question.
@Anonymous wrote:
@Anonymous wrote:
with a current fico exp score of 697, i think your chances to getting approved for amex gold charge card are pretty high.
i had a lower exp score (about 688) and i got approved for the platinum.
my history was very thin too when i applied.
What were some of your other stats when you got approved for the Platinum?
