Amex BCP

[Anonymous]

What are the requirements for this card?

[Anonymous]

Are you asking about score/profile requirements? I mean it varies, so knowing your history on top of your scores would help us with our responses. But assuming everything checks out, I think you'll be safe if your score is above 700 with a generous limit. Mid to high 600s would probably be bare minimum IMO.

[CreditCuriosity]

---

@Anonymous wrote:

Are you asking about score/profile requirements? I mean it varies, so knowing your history on top of your scores would help us with our responses. But assuming everything checks out, I think you'll be safe if your score is above 700 with a generous limit. Mid to high 600s would probably be bare minimum IMO.

---

Yeppers would agree > 680-690 EX fico should do it for you for the BC product line imo..  700 is even better.  

[Anonymous]

Gotcha. Well my aaoa is only three months right now, I'm just looking into further in the future for something better than the quicksilver. The 6% on grocery stores is what intrigues me, regardless of the AF

[Anonymous]

I have a chargeoff and a collection due to fall off in August, on both EX and EQ. Be interesting to see how much they will go up, as my TU has no baddies except a paid judgment from 2011. Still should probably wait, even then, because of my aaoa?

[CreditCuriosity]

Amex doesn't really care about AAoA.. They prefer nice thin and clean reports or nice and thick cleaner reports.

[JustBPatient]

I think they still have a prequal on their site.  You should check it out.  I think I remember reading 720 on BCP, but dont quote that as gospel....Good Luck!!

[Anonymous]

I wonder if having a paid judgment, from 2011, and no baddies on EX in Aug, that I might have a reason to apply heh

[Anonymous]

I tried their pre-qual once a week out of curiosity, nothing yet. May just have to cold app in September if I'm still not prequaled haha

[FocusedAndDetermined]

---

@Anonymous wrote:
I tried their pre-qual once a week out of curiosity, nothing yet. May just have to cold app in September if I'm still not prequaled haha

---

The prequalify site has never returned anything for me.  I've been approved for 3 Amex cards: 1 - December and 2 this month.  I have a BK from 07 showing and I burned them prior to the BK.