Amex CLI 3x after Denial time? 90 or 91 days?

[CreditCuriosity]

So after your last denial is it 90 days or 91 days until you can ask for it again and be considered?  Tomorrow is 90 days, Thursday is 91 days.. Want my 30k!  Thanks all

[Anonymous]

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@CreditCuriousity wrote:

So after your last denial is it 90 days or 91 days until you can ask for it again and be considered?  Tomorrow is 90 days, Thursday is 91 days.. Want my 30k!  Thanks all

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Supposed to be 90 but to be safe, wait 91 :-)

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

So after your last denial is it 90 days or 91 days until you can ask for it again and be considered?  Tomorrow is 90 days, Thursday is 91 days.. Want my 30k!  Thanks all

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Supposed to be 90 but to be safe, wait 91 :-)

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Meh I have pushed it a few weeks back as well.. Doesn't reset it, just says since your last decine 90 days blah blah on the denial letter.. So I think I will go for it tomororw..  Is this set on Easter or Pacific time anyone know?  I might still be up at midnight if it is eastern lol.. Might look desperate though, so I guess I can wait until I wake up but think I will hit it tomorrow as no harm should be done if on 90 days vs 91 days... confused as 2x61 is 61 days.. That is why I wondered 90 or 91...  Granted the 61 day is no longer valid but the 90 day since last decline is very much valid.  Ugh scary asking for 30k lol... Last time it was on my patethic Delta at 1k to 3k decline... I was really new with amex then and they didn't know me well, plus my score sucked.. They messed up giving me the ED with a starting limit of 10k, hopefully they pony up the 30k!  We shall see..

Pretty sure I will be asked for the tax form, but who knows...  If they look at my past vehicle loan amounts hopefully they will skip that non-sense, but otherwise I will submit to the exam.

[Anonymous]

Definitely keep us posted.  I screwed the pooch in March cause I saw a SP from "Amex 2" and when I did the 3x CLI request their SP was from some time in Feb after Chase reported a mid statement pay off which dropped my score below when it was when I was approved...  I think my next go day is June 9th or something...

Oz

[Anonymous]

@CC,

I am looking forward to the results... Hopefully, they won't be asking for your 1st child..

[CreditCuriosity]

Quite honesty expecting a denial due to me EXP score 670's.. My possible saving graces are high income and barely anything reporting on CC's approx $250.. Overall DTI is around 10%..  We shall see how it pans out.  I checked the check spending abililty and was approved for 25k a week back or so, so hoping they might base it kinda off something like that, just a hope...  Info will be incoming tomorrow, if it makes me wait another day it will come thursday, but will try tomorrow..  Nothing really to lose..  Not sure when their last SP was.. BD route to check has been shut for me awhile.  So just going off check spending ability lol..  Sure they SP'ed me after I leased my car to see what was going on as well...

[CreditCuriosity]

So an update I got approved, but held off from the full 30k for reasons posted in the approval thread...  Wanted to leave more meat on the bone for another Amex card in the future...  So it is 90 days, not 91.. Learned something cause this 30 or 31 or 90 or 91 or 180 or 181 is confusing

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-ED-CLI-2X/td-p/3919000