Amex CLI ED - Wait?

[Anonymous]

---

@Anonymous wrote:
@Tel Amex ED CL 6k at 30% UT, Amex Mercedes Revolver CL 1K(O balance - new card), Amex Plat(O balance - new card). No baddies. 28% UT overall for all accounts.

---

The thirty percent utility is a little high but not enough to cause the declination of the CLI but if these cards are all fairly new they may want to see a little more history before giving a larger credit limit. Also if your credit file is young and or thin that may also be a factor.

[Anonymous]

Thanks Tel, I've only been a member of Amex since July 2015(Amex ED). I'll wait while before requesting another CLI.

[Imperfectfuture]

When adding more Amex cards, I did not receive another cli until nine months later. And the cli card was over a year old. It is definitely a history thing.

[Anonymous]

Thanks Imperfect, I agree. I'need going to wait a while before requesting  another CLi

[Anonymous]

All here is the letter I got from Amex

Declined due to:

# of credit cards with balances per Experian
# of creditors who reviewed your credit report(2, Inquiries the last 30 days - 7 total on Exp)
Your FICO score - 689

I'll go back to the garden for awhile.