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When the 61 days is up and you go to ask for 3x CLI, has anyone ever asked for more than 3x and been approved? Also what if you ask for more and its not granted? Do they counter offer you like some other creditors or is it just a denial/review message? I was thinking of doing a 4x CLI if I could but don't want to push my luck. When its a denial I've seen that they say 3-5 days and that it will go under review. I don't want a review because I have many new accounts but I'm wondering not just for my 61 day increase but also for future reference like maybe a year from now.
OP Gmood is 100% correct Amex is not sensitive @all as long as you have decent utilization and not too high simple plan 1st ask the credit increase upon the positive outcome (hopefully) go for the new account
Amex doesn't seem to be too strict. I received my card back in May 2017 with a SL of 2000. I tried the 3X method a few times; at 60 days after account opening and then a few months after that. It was denied each time. In November they gave me a auto CLI to take my CL to 6000. I was feeling ambitious so I then went in and requested 3X my current limit. They auto approved it and now my limit is 18K.