Amex Delta Gold Question

[Anonymous]

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@Goal_Getterwrote:
I was approved with an experion score of 626. Applied and was approved for $1000. I’d say go for it! Amex preapprovals are more accurate than most. GOOD LUCK!

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Does my UTL% matter? I can have it at zero if needed. Last month I was at 11%. Was thinking of going for 0% utl. Is that a good idea?

[Anonymous]

I don't think it matters that much, just so long as it isn't over 30%.  Granted a lower UTL does look geat, but it's the other factors in your CR like overal score and if any baddies are present. However, having it at 0% definitely isn't going to hurt anything.

[Shadowfactor]

You will most likely be approved with your score. I was approved at 610 EX.

But I also second waiting, atleast a month but ideally until your at 670 or higher.

Amex 1K SL are the hardest to grow. It may be your goal now but in 3 months with better scores it could be your lowest limit.
Tons of posts on here about 1K not growing for 9 months or longer. Just be aware of that

[Anonymous]

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@Shadowfactorwrote:
You will most likely be approved with your score. I was approved at 610 EX.

But I also second waiting, atleast a month but ideally until your at 670 or higher.

Amex 1K SL are the hardest to grow. It may be your goal now but in 3 months with better scores it could be your lowest limit.
Tons of posts on here about 1K not growing for 9 months or longer. Just be aware of that

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Thanks for your input! It's appreciated! My thinking was to get the Delta card with 1k SL. Then once I'm in the door with Amex I can apply for other cards down the road with them. Is that a good idea?

[Anonymous]

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@Shadowfactorwrote:
You will most likely be approved with your score. I was approved at 610 EX.

But I also second waiting, atleast a month but ideally until your at 670 or higher.

Amex 1K SL are the hardest to grow. It may be your goal now but in 3 months with better scores it could be your lowest limit.
Tons of posts on here about 1K not growing for 9 months or longer. Just be aware of that

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I went from 1k to 6k in 6 months.