Hello, just needed some input regarding my recent Amex denial. I already have the PRG and BCP that were opened about 8 months ago. I did app for the Amex BCE on 5/25/16 but was denied and have not receive the denial letter yet. I did app also for the Amex Hilton Honors on 5/26/16 but the result status stated "Cancelled" and the letter from Amex said "The reason for our decision is that our policy is not to approve an applicant whom we have recently declined". Both app were SOft pulls and no ding on my credit score. My question: Is it worth it to call Amex and ask for a Recon on my app for the Hilton Honors? Or should I just let it go since it was just a SP? My concern calling Amex is they might review closely my credit report and see the New accounts opened that I apples in the last 8 months I'm concerned also they might close both of my Amex accounts due to new accounts opened. I wanted to add the Hilton Honors card to my Chase Marriott CC. What do you guys think? I appreciate the input. Thank you.
|Total CL: $304.1k||UTL: 3%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
If you have enough new accounts to make you concerned about it, I say play it safe and just let it go.
Thank you. Good point