Amex - Offers

[Anonymous]

Love your name Mr Duck!

[Anonymous]

I'm thinking Amex dropped the 90 day requirement before pre-approvals pop. Opened my first Amex on 12/16 and have been showing as pre-approved for all their cards for well over a week now. All except four with a fixed apr.

[Manonfire]

I am an existing customer with a PRG card and have preapprovals for the majority of their cards but get a range of APRs rather than a fixed one. Are these likely not as solid?

[ToughFistFight]

Thank you very much for this post.  Not all the other posts say to click the Apply Now button to see if the pre-approval screen comes up.  It looks like I am pre-approved for almost everything.  The charge cards dont come up with the pre-approval?  I dont have a charge, I have a credit card, maybe thats the deal.   Im sure its YMMV, it would be nice if someone would chime in who has had an approval from these pre-approval screens.  

[Anonymous]

What are your credit scores, utilization, etc.  How long have you been a member of Amex?  Although many claim that the charge and credit cards have the same underwriting criteria that has not been my experience.  Not every member is immediately approved for a charge card. Personally I was not approved for a PRG charge card until my Experian score was around 690 but I was approved for a Blue Cash Everyday credit card when my Experian score was 646.  YMMV.

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wrote:

Thank you very much for this post.  Not all the other posts say to click the Apply Now button to see if the pre-approval screen comes up.  It looks like I am pre-approved for almost everything.  The charge cards dont come up with the pre-approval?  I dont have a charge, I have a credit card, maybe thats the deal.   Im sure its YMMV, it would be nice if someone would chime in who has had an approval from these pre-approval screens.  

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