I can't see any issue if submitting the 4056-T form isn't an issue with you.
Considering all the activity with businesses, job loss, people moving, job quiting, retiring, moving some more, job switching, side gigs, economic stress and war -- I'd say income verification and/or financial review isn't strictly personal about now.
@Anonymous wrote:Hi I was recently shocked to be prequalified for the platinum Amex, and after submitting my application I was asked to submit a 4056-T form. The problem is my income has grown significantly from the income reported on my most recent tax return. In fact my income is larger than I even put on my application. I asked the Amex recon line about this and they told me to upload other proof of income in addition to the form. I uploaded my three most recent paystubs and my two most recent bank statements. I still have to wait for the 4056-T form to be processed…but do you think this will be an issue?
I mean no one on here can say for sure. But I think though a lot of it will depend on how much larger you stated on the app your income was vs what your latest 1040 shows. Although too if your paystubs show the same consistant new amounts and it's not from sources like OT or such I think they may take that into consideration. When I recently got my Platinum again I was Prapproved as well and I was never asked for POI. While certainly not unheard of I do think it's kind of rare on a preapproval.
Are you an Amex customer from before the platinum? Your stated income on a previous application being much smaller than your new stated income could be the reason.
