When I am logged in to American Express, I can click on "Free Credit Score and Report" which opens a new tab for MyCredit Guide. Right below the score is "Check for Prequalified Offers" and that takes me to a page showing my card and then the rest of their cards. Doesn't say anything about pre-qualified or pre-approved, just apply now.
Starting Score: ~670
@sarchin wrote:When I am logged in to American Express, I can click on "Free Credit Score and Report" which opens a new tab for MyCredit Guide. Right below the score is "Check for Prequalified Offers" and that takes me to a page showing my card and then the rest of their cards. Doesn't say anything about pre-qualified or pre-approved, just apply now.
Yes that's what I get. Starts off with the Platinum card and the rest of the top 3 cards. but no prequals.
Never Give Up!!
@Eric958 wrote:
@sarchin wrote:When I am logged in to American Express, I can click on "Free Credit Score and Report" which opens a new tab for MyCredit Guide. Right below the score is "Check for Prequalified Offers" and that takes me to a page showing my card and then the rest of their cards. Doesn't say anything about pre-qualified or pre-approved, just apply now.
Yes that's what I get. Starts off with the Platinum card and the rest of the top 3 cards. but no prequals.
What limit were you approved for the Delta CC? Was it $1K?
Yup, bearly made it in the club!
@FinStar wrote:
@Eric958 wrote:
@sarchin wrote:When I am logged in to American Express, I can click on "Free Credit Score and Report" which opens a new tab for MyCredit Guide. Right below the score is "Check for Prequalified Offers" and that takes me to a page showing my card and then the rest of their cards. Doesn't say anything about pre-qualified or pre-approved, just apply now.
Yes that's what I get. Starts off with the Platinum card and the rest of the top 3 cards. but no prequals.
What limit were you approved for the Delta CC? Was it $1K?
@Eric958 wrote:Yup, bearly made it in the club!
@FinStar wrote:
@Eric958 wrote:
@sarchin wrote:When I am logged in to American Express, I can click on "Free Credit Score and Report" which opens a new tab for MyCredit Guide. Right below the score is "Check for Prequalified Offers" and that takes me to a page showing my card and then the rest of their cards. Doesn't say anything about pre-qualified or pre-approved, just apply now.
Yes that's what I get. Starts off with the Platinum card and the rest of the top 3 cards. but no prequals.
What limit were you approved for the Delta CC? Was it $1K?
Well, at least it was approved versus being denied so that's a plus.
The downside is that you barely cleared the limbo stick. Not a really bad thing, though, since you are an AENB cardmember, you'll be able to potentially see other card offers at some point once credit profile factors improve as you build history and things age with your AENB account. Just exercise some patience.
Thanks@ FinStar
If it were me, I would wait on another card til after the mortgage.
Duely noted!!! Thanks
@Beefy1212 wrote:If it were me, I would wait on another card til after the mortgage.