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I applied for an Amex card and realized that I should have been approved - this is the best shape my credit has been in. Was 2 weeks ago so I want to try the recon to see if they will approve...does anyone have the number? Thanks in advance.
@Anonymous wrote:I applied for an Amex card and realized that I should have been approved - this is the best shape my credit has been in. Was 2 weeks ago so I want to try the recon to see if they will approve...does anyone have the number? Thanks in advance.
It's the pinned post on top of this sub forum. https://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066
@Anonymous
What were the reasons for the denial?
Just because you "think" you should have been approved doesn't mean Amex does. There are all kinds of factors that go into an approval.
Recent inquiries
loan balances
@Anonymous wrote:Recent inquiries
loan balances
Those are both common reasons for denial. I noted in another thread that you're also having difficulty in getting a CLI from NFCU and that you're carrying a balance with them, so the denials may be related.
Greetings CarolynArt ~ Were you able to reach AmEx's recon team? If so, what was the result of your call?