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Amex approval/denial

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Anonymous
Not applicable

Amex approval/denial

Good morning everyone. Wanted to say thanks for all the helpful information from this forum, its really great!

 

This morning i decided to apply for both the Amex Gold Premier gold card along w/ the gold delta sky miles.

 

I was approved for the charge card, and denied for the delta sky miles card, i called the recon number i found on this site and was told that while my experian score 724 was sufficient but because of recent inquries that i was denied (15 total) .

 

Do i have any possible chance to have this decision over turned? I was suggested by the rep to build a good relationship w/ amex and they could review it within a 60day period and use the same hard pull and i could possibly get approved.

 

This is the first denial i have had in quite awhile, its not a very good feeling Smiley Sad

Any help and or suggestions would be greatly appreciated.

 

 

Thanks

 

Ryan

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Amex approval/denial

It's doesn't hurt, but amex is hard on recon. The hard pull is already there, so just recon.. Good luck...if you was borderline with the approval, they would have gave your the measly 1k cl...
Message 2 of 5
ojefferyo
Valued Contributor

Re: Amex approval/denial


@Anonymous wrote:

Good morning everyone. Wanted to say thanks for all the helpful information from this forum, its really great!

 

This morning i decided to apply for both the Amex Gold Premier gold card along w/ the gold delta sky miles.

 

I was approved for the charge card, and denied for the delta sky miles card, i called the recon number i found on this site and was told that while my experian score 724 was sufficient but because of recent inquries that i was denied (15 total) .

 

Do i have any possible chance to have this decision over turned? I was suggested by the rep to build a good relationship w/ amex and they could review it within a 60day period and use the same hard pull and i could possibly get approved.

 

This is the first denial i have had in quite awhile, its not a very good feeling Smiley Sad

Any help and or suggestions would be greatly appreciated.

 

 

Thanks

 

Ryan


Most of the time they will not overturn their decision unless there is something wrong with the report. You can try but it may result in another HP.

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Message 3 of 5
Anonymous
Not applicable

Re: Amex approval/denial

Good luck!
Message 4 of 5
orestrus
Frequent Contributor

Re: Amex approval/denial

With 6 months of history, 696 ex score, 20 enqs(!!), i was approved for delta, everyday cash and prg in 5 business days. Yeah, read it again to believe it
BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 5 of 5
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