I'd wait till 4/16 when those baddies fall off. try not to apply anymore till then. They look at inq's in the last year. Although I dont think inq's is a problem. I got mine with 7. But those baddies falling off should push you EX score close to 700.
I was approved with somewhere around 11 or so INQ, had one paid collection two - three years old, a couple missed payments between 2 and 5 years ago, and util about 20%. My EX score was 688.
