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Put in for a 3x cli on my BCP this morning. They requested statements. Getting them together now as we are spread between 3 accounts. They are going to have fun with the Fidelity statements as they are combined and 24 pages long each one of them.
My question is I noticed the AGI amount I am using based off last years taxes is about $10k more than actual for 2023 but its lower than what we actually did the 2 previous years. This year just looking at stubs we are probably right on or within a couple grand of reported annual income. Do they balk at smaller discrepancies in annual income or do they mostly look at and care about those over reporting by large amounts they have never made?
You will be good. Amex goes by income ranges and not exact dollar amount.