Amex pre approval and chase

[OmarGB9]

Mm sounds like you have some issues and with low 600 scores, Id advise to hold off until utilization is down, baddies come off, and scores increase to 670+.

[Kriz1]

Just checked my score and it has went up to 657 Fico and Tu 658. My utilization is down to 70% haven't used my discover only paying it down. I wanna hit the love button with them since its been a year since I open the account.

[dragontears]

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@Kriz1 wrote:
Just checked my score and it has went up to 657 Fico and Tu 658. My utilization is down to 70% haven't used my discover only paying it down. I wanna hit the love button with them since its been a year since I open the account.

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you do know you have a FICO score for each CRA?

[Kriz1]

Yes I know. I don't have the Ex yet.

[Anonymous]

I wouldn't recommend apping with amex with a 70% utilization. Maybe if you can bring that down some, FICOs will go up and might get a pre-approval. 

[Anonymous]

I wouldn't app AMEX with 70% utilization. just my opinion.

AMEX is known for denials for the littlest reasons, 70% credit utilization is a big reason for them to deny your app.

GoodLuck