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I just got the BCP they pulled Ex. Did you check Credit Pulls Database? It is odd but does happen. Sorry for the denial this time - garden for a while and try again, Good Luck
Very rare occasions will they pull TU or sometimes they will pull all three for some people. 99% of the time it is an Experian pull though
Do you have EX frozen, or is there a fraud alert on the file?
I got a Delta Platinum Skymiles card about 2 months go. Applied last night for the PRG and got the "We're sorry, but......" message.
I checked the app status link they gave me and said denied due to BK on the file (BK from 2010 - and I didn't burn AMEX) - and it clearly said they pulled the TU file.
Anyhow - I'm just confused how the Delta card was approved, but the PRG was not.
I'm going to call the recon # tomorrow and see if there are any options available.
Any creditor can pull any 1, 2 or all 3 bureaus upon an application. Most creditors have "usual" bureaus that they seem to pull for the majority of people, but it's never set in stone.
I wouldn't mind more lenders pulling TU, anyway. At least here in Delaware, they barely touch it. Only ones that have for me are US Bank and Barclay. My EX has by far the most hard pulls.