cancel
Showing results for 
Search instead for 
Did you mean: 

Amex pulled TU?

tag
SLO805
Frequent Contributor

Amex pulled TU?

Looked at a denial letter. Pulled TU. EVERYDAY CARD
Gardening 25JAN16 - 25JUL16

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Amex pulled TU?

I just got the BCP they pulled Ex. Did you check Credit Pulls Database? It is odd but does happen. Sorry for the denial this time - garden for a while and try again, Good Luck

Message 2 of 8
SLO805
Frequent Contributor

Re: Amex pulled TU?

Well it was denied from when I got BCE. And reason letter is TU score/report.
Gardening 25JAN16 - 25JUL16

Message 3 of 8
willwar14
Valued Contributor

Re: Amex pulled TU?

I have seen a few posts of Amex pulling TU but it's rare, would you mind posting a pic?
CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 4 of 8
CreditCuriosity
Moderator Emeritus

Re: Amex pulled TU?

Very rare occasions will they pull TU or sometimes they will pull all three for some people.  99% of the time it is an Experian pull though

Message 5 of 8
Anonymous
Not applicable

Re: Amex pulled TU?

Do you have EX frozen, or is there a fraud alert on the file?

Message 6 of 8
Anonymous
Not applicable

Re: Amex pulled TU?

I got a Delta Platinum Skymiles card about 2 months go.  Applied last night for the PRG and got the "We're sorry, but......" message. 
I checked the app status link they gave me and said denied due to BK on the file (BK from 2010 - and I didn't burn AMEX) - and it clearly said they pulled the TU file.
Anyhow - I'm just confused how the Delta card was approved, but the PRG was not.
I'm going to call the recon # tomorrow and see if there are any options available. 

Message 7 of 8
kdm31091
Super Contributor

Re: Amex pulled TU?

Any creditor can pull any 1, 2 or all 3 bureaus upon an application. Most creditors have "usual" bureaus that they seem to pull for the majority of people, but it's never set in stone.

 

I wouldn't mind more lenders pulling TU, anyway. At least here in Delaware, they barely touch it. Only ones that have for me are US Bank and Barclay. My EX has by far the most hard pulls.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.