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Amex with no hard pull?

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Anonymous
Not applicable

Re: Amex with no hard pull?


wrote:
Not true. I was approved for my PRG, no HP.

Have Plat and EDP before getting prg

Same for me yesterday. Have green and delta gold and PRG approved with no HP. 

Message 21 of 25
Anonymous
Not applicable

Re: Amex with no hard pull?

Just curious, are you an existing Amex cardholder? I am an existing cardholder but only authorized user...

Message 22 of 25
Anonymous
Not applicable

Re: Amex with no hard pull?

I can tell you from experience that I just was approved for a BCE in Sept. CLI that card in Dec., approved for the Green, 3 weeks ago, and the PRG last week all without a HP except for the initial one for the BCE. I do know that I have been reading that its probably because I was apping from the pre approval page on the account website. Dont know if there's any kind of rules, you will hear all kinds of different stories and blogs, and the occasional smart remark so its anybody's guess.. Good luck!

Message 23 of 25
Anonymous
Not applicable

Re: Amex with no hard pull?

I'll know more in a day or two but I just was approved today for my 3rd amex and haven't received an inquiry alert as of yet. Also the score they used was nearly a week old. So possibly it depends on how long since they checked your credit report.
Message 24 of 25
601flyguy
Established Contributor

Re: Amex with no hard pull?

Does this work with business cards?? I have bce and prg, showing preapproved for all personal cards. Im not seeing anything for business cards though.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 25 of 25
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