Amtrak Guest Rewards Preferred

[OroroMunroe]

Hello community, 

I received an invitation to apply for the Amtrak Guest Rewards Preferred card. I'm a frequent Amtrak customer. After applying, I received a 2-4 weeks message. Anyone familiar with this outcome? I'm used to instant approvals at this point, so I was surprised. Is FNBO like Chase with the sometimes lengthy credit review process? Not sure what this message means. Is is likely a denial?

Thanks!

[FinStar]

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@OroroMunroe wrote:

Hello community, 

I received an invitation to apply for the Amtrak Guest Rewards Preferred card. I'm a frequent Amtrak customer. After applying, I received a 2-4 weeks message. Anyone familiar with this outcome? I'm used to instant approvals at this point, so I was surprised. Is FNBO like Chase with the sometimes lengthy credit review process? Not sure what this message means. Is is likely a denial?

Thanks!

---

The 2-4 week message doesn't always translate into a denial. However, it's possible your application is still under review. You can check the application status via the link below:

https://www.card.fnbo.com/view-application-status/

[OroroMunroe]

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@FinStar wrote:

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@OroroMunroe wrote:

Hello community, 

I received an invitation to apply for the Amtrak Guest Rewards Preferred card. I'm a frequent Amtrak customer. After applying, I received a 2-4 weeks message. Anyone familiar with this outcome? I'm used to instant approvals at this point, so I was surprised. Is FNBO like Chase with the sometimes lengthy credit review process? Not sure what this message means. Is is likely a denial?

Thanks!

---

The 2-4 week message doesn't always translate into a denial. However, it's possible your application is still under review. You can check the application status via the link below:

https://www.card.fnbo.com/view-application-status/

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Thank you for your reply! I checked the status. It says no application found. It's odd. 

Thank!

[FinStar]

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@OroroMunroe wrote:

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@FinStar wrote:

---

@OroroMunroe wrote:

Hello community, 

I received an invitation to apply for the Amtrak Guest Rewards Preferred card. I'm a frequent Amtrak customer. After applying, I received a 2-4 weeks message. Anyone familiar with this outcome? I'm used to instant approvals at this point, so I was surprised. Is FNBO like Chase with the sometimes lengthy credit review process? Not sure what this message means. Is is likely a denial?

Thanks!

---

The 2-4 week message doesn't always translate into a denial. However, it's possible your application is still under review. You can check the application status via the link below:

https://www.card.fnbo.com/view-application-status/

---

Thank you for your reply! I checked the status. It says no application found. It's odd. 

Thank!

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That's definitely odd.

Try reaching out to them via their Backdoor Number and see whether they can provide further info.

FNBO: 800-444-6220 (UW/Credit Reallocations)

[drboxing]

My wife applied and was approved with the FNBO Amtrak card in line when she applied, then took about another 5 days to get the card

[LenaLuthor]

 Question after you got approved -- did an email come through?   I got approved for 5700  but  no email came through.    ** if anyone knows the answer here that would be helpful *   --   It just said Congrats Approved for 5700  and  will get card in 7 business days  etc etc 

Also ic alled their number and  tried to look up my app status  but couldnt be found.  I tried both numbers I have for them and since I dont have a card number - I just press Zero and it just is white static noise and no one picks up.   Odd

 Thanks 

[OroroMunroe]

Hello, 

Yes, I received an approval email the next day. I believe I had to verify my email address first. Hope this helps! Congrats on the approval!