@CreditCuriosity wrote:
@SouthJamaica wrote:To add further insult to injury, after I closed my accounts with Andrews they assessed me an 'early closer' fee
doh should of just kept it open with the 5 in there for whatever months as no maintenance fee if i recall?
I believe they send you a notification that they'll assess a dormant/inactivity fee after some timeframe, so that'll pretty much close it out if you only have $5... I think it's 12 months? But, don't quote me on that 😉
@FinStar wrote:
@coldfusion wrote:
@FinStar wrote:
@CreditCuriosity wrote:Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either. Maybe around april next year might give them a try. Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?
to @FinStar point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??
Yes, you can put the launch codes away lol 😆
I think that was a different CU, but can't recall at the moment.
I thought that was Vantage West, but I could easily be wrong. Could have been before my time.
I'm thinking it was Langley 🤷
No it's not Langley. They're just fine with us MyFICO types 
@SouthJamaica wrote:
@FinStar wrote:
@coldfusion wrote:
@FinStar wrote:
@CreditCuriosity wrote:Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either. Maybe around april next year might give them a try. Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?
to @FinStar point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??
Yes, you can put the launch codes away lol 😆
I think that was a different CU, but can't recall at the moment.
I thought that was Vantage West, but I could easily be wrong. Could have been before my time.
I'm thinking it was Langley 🤷
No it's not Langley. They're just fine with us MyFICO types
The only other CU that I remember, or remember reading about, that got all wierd after getting FOTM'd was NASA where many of the earlybirds got big limits but they changed their tune and the denials started piling up.
@SouthJamaica wrote:
@FinStar wrote:
@coldfusion wrote:
@FinStar wrote:
@CreditCuriosity wrote:Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either. Maybe around april next year might give them a try. Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?
to @FinStar point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??
Yes, you can put the launch codes away lol 😆
I think that was a different CU, but can't recall at the moment.
I thought that was Vantage West, but I could easily be wrong. Could have been before my time.
I'm thinking it was Langley 🤷
No it's not Langley. They're just fine with us MyFICO types
@FinStarhas a good memory. I did a search for "dislike CU" and came up with this gem from member bobbay in mid-2015 (yep, before my time here) after about 15 minutes. Here's the exact quote from his post including his emphasis:
"So yesterday I called in to find out when some answers to technical questions about my auto refi after faxing payoff and registration and got escillated a couple of times to a manager who told me they were not going to fund my auto refi nor will they set up my LOC that they approved me for. They said they knew I was one of those "myfico online people" and you have all been flagged and we are not going to approve any of those accounts."
Hard to believe it's Langley. Langley is one of the few places that has granted me whatever I asked for. I joined them 3 1/2 years ago.
