No, i did not settle the debt...didnt know anything about that then until now that i joined this forum :-)
As to the Sync, called and was denied again...reason: ch7.
I dont want to use the HERO program and will not use other options to apply for other banks per the AC company's advice. I will have to pass on the AC installation and concentrate on the fence only since i already pay county fees for new plotting of my property.
I will most likely use my Venture for the $5k purchase, dont want anymore HPs.