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Anyone else get this response trying Cap1 Pre Qualify?

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My_Fako
Established Contributor

Anyone else get this response trying Cap1 Pre Qualify?

Every time I try I get this response...

 

"Hi, Mr  John Doe. Looks like we can’t provide you with any pre-qualified results.
Any chance you’ve opted out of prescreened  credit card offers? If so, no problem! You can still learn about and apply for any of our cards.
Based on your answers, we think you’ll like these cards."

 

I've been wanting the Venture for some time. Just don't want to app blind.

 

I have 2 QS cards with them $7500 & $7725 ones 5 1/2 yrs old the other it 4 1/2 yrs old.

 

Highest limit Chase Marriott 15k

 

I know I'm not opted out. 

 

Anyone eles getting this response after trying???

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Anyone else get this response trying Cap1 Pre Qualify?

That response is pretty common if there's no prequals there. You can still cold app for the Venture, but said you don't want to do it. DH cold apped after getting that message but came in at the lowest point on the SL at $5k and higher APR. The card has grown though slowly but surely. Sometimes that opt message just comes up cause it's one reason that none will show but not quite the primary reason.

Message 2 of 15
heavyjay
Regular Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?


@My_Fako wrote:

Every time I try I get this response...

 

"Hi, Mr  John Doe. Looks like we can’t provide you with any pre-qualified results.
Any chance you’ve opted out of prescreened  credit card offers? If so, no problem! You can still learn about and apply for any of our cards.
Based on your answers, we think you’ll like these cards."

 

I've been wanting the Venture for some time. Just don't want to app blind.

 

I have 2 QS cards with them $7500 & $7725 ones 5 1/2 yrs old the other it 4 1/2 yrs old.

 

Highest limit Chase Marriott 15k

 

I know I'm not opted out. 

 

Anyone eles getting this response after trying???


Are any of your reports on ice? I started getting that after I froze EX.


FICO 08:Jan 18, 2017: EX 800 EQ 725 TU 799
FICO 08:Feb 10, 2017: EX 788 EQ 772 TU 791 (post New Year's app spree)
In the garden as of 1/4/2017. Will remain for all of 2017.
Message 3 of 15
My_Fako
Established Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?

All 3 are unfrozen. 

 

It's probably my 04 Fico's are to low Eq 667 TU 702 Ex 668.  

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 4 of 15
heavyjay
Regular Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?

Looks like you're a 'tweener.' Scores too low for their best card but too high for a starter card at 24%.


FICO 08:Jan 18, 2017: EX 800 EQ 725 TU 799
FICO 08:Feb 10, 2017: EX 788 EQ 772 TU 791 (post New Year's app spree)
In the garden as of 1/4/2017. Will remain for all of 2017.
Message 5 of 15
enerey
Regular Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?

I started getting that message after I did a dispute and Equifax put a fraud alert on my account without me asking for it. Make sure you don't have any unknown fraud alerts on your reports . 

Message 6 of 15
My_Fako
Established Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?

Energy,

 

 

  • Thanks... I haven't disputed anything for the past 2 or 3 months. I'll call and check if I have any type of Alert. 
Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 7 of 15
SouthJamaica
Mega Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?


@My_Fako wrote:

Every time I try I get this response...

 

"Hi, Mr  John Doe. Looks like we can’t provide you with any pre-qualified results.
Any chance you’ve opted out of prescreened  credit card offers? If so, no problem! You can still learn about and apply for any of our cards.
Based on your answers, we think you’ll like these cards."

 

I've been wanting the Venture for some time. Just don't want to app blind.

 

I have 2 QS cards with them $7500 & $7725 ones 5 1/2 yrs old the other it 4 1/2 yrs old.

 

Highest limit Chase Marriott 15k

 

I know I'm not opted out. 

 

Anyone eles getting this response after trying???


I get it all the time and have never opted out of anything. It just means you're not prequalified. Doesn't mean they won't give you the card, just that you're not prequalified.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 15
Loquat
Moderator Emeritus

Re: Anyone else get this response trying Cap1 Pre Qualify?


@SouthJamaica wrote:

@My_Fako wrote:

Every time I try I get this response...

 

"Hi, Mr  John Doe. Looks like we can’t provide you with any pre-qualified results.
Any chance you’ve opted out of prescreened  credit card offers? If so, no problem! You can still learn about and apply for any of our cards.
Based on your answers, we think you’ll like these cards."

 

I've been wanting the Venture for some time. Just don't want to app blind.

 

I have 2 QS cards with them $7500 & $7725 ones 5 1/2 yrs old the other it 4 1/2 yrs old.

 

Highest limit Chase Marriott 15k

 

I know I'm not opted out. 

 

Anyone eles getting this response after trying???


I get it all the time and have never opted out of anything. It just means you're not prequalified. Doesn't mean they won't give you the card, just that you're not prequalified.


+1. I've never had a prequal on CapOne.  Cold app'd for my Venture...got it with a $15k SL.  Also had a QS which I didn't prequal for.  Comebined them both and with increases over time, I now have a QS with a $44.5k limit.  

Message 9 of 15
Anonymous
Not applicable

Re: Anyone else get this response trying Cap1 Pre Qualify?

I get that message. I've never had a prequalified anything from them.
Message 10 of 15
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