cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone have any experience with the Wells Fargo Propel American Express?

tag
belle6m2k
Regular Contributor

Anyone have any experience with the Wells Fargo Propel American Express?

I received a pre qual in the mailbox today. The interest rate and rewards are pretty enticing especially the extra 10% in rewards for maintaining my PMA account. Only issue is I just a BOA rewards card and a store card in January. Not sure if I want another HP or new account so soon. Just pondering if it is worth it.

Message 1 of 7
6 REPLIES 6
jacetx
Valued Contributor

Re: Anyone have any experience with the Wells Fargo Propel American Express?


@belle6m2k wrote:

I received a pre qual in the mailbox today. The interest rate and rewards are pretty enticing especially the extra 10% in rewards for maintaining my PMA account. Only issue is I just a BOA rewards card and a store card in January. Not sure if I want another HP or new account so soon. Just pondering if it is worth it.


Wells Fargo is not very popular in the forum, their rewards structure is mediocre at best.

Message 2 of 7
Anonymous
Not applicable

Re: Anyone have any experience with the Wells Fargo Propel American Express?

IFits your only credit card in use, and put almost all possible spend through it MAY work for you. For that reason its not popular on here, where so many of us have a handful of monthly use cards to split spend.
Message 3 of 7
UncleB
Credit Mentor

Re: Anyone have any experience with the Wells Fargo Propel American Express?


@Anonymous wrote:
IFits your only credit card in use, and put almost all possible spend through it MAY work for you. For that reason its not popular on here, where so many of us have a handful of monthly use cards to split spend.

+1

 

The only real reason I can think of that would make me consider a Wells card at this point is to provide overdraft protection for a checking account, but I agree that is even questionable. 

 

Note that I did say 'consider'... not 'definitely app'.  Smiley Wink

 

Message 4 of 7
Creditfan1234
Contributor

Re: Anyone have any experience with the Wells Fargo Propel American Express?

The propel card isnt bad but just dont get the basic one. pay the $45 a year for a better card and get the free cell phone insurance!

Message 5 of 7
UncleB
Credit Mentor

Re: Anyone have any experience with the Wells Fargo Propel American Express?


@Creditfan1234 wrote:

The propel card isnt bad but just dont get the basic one. pay the $45 a year for a better card and get the free cell phone insurance!


+1

 

I agree... the phone insurance is a nice perk.Smiley Wink

 

I also want to say that for the right person with the right spending pattern, Wells can be a solid choice. 

 

In my last post instead of addressing the OP's question (about experience with the Propel) I instead quipped that it wasn't for me - which isn't the OP's question.  This has actually prompted me to take a closer look at Wells, and the Propel in particular (which I'm still researching). 

 

In the future I'll refrain from posting unless I have something positive or genuinely helpful to add, unless someone specifies they are looking for opinion.  (Hey, we all have those days, right?) Smiley Happy

Message 6 of 7
Anonymous
Not applicable

Re: Anyone have any experience with the Wells Fargo Propel American Express?

I did that too. I was sent literature for them, right when I pulled out of WF and went to chase. So, no personal experience either
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.