App Spree - Chase first after PL?

[CornfedSUV]

After some time in the garden, I'm going on an app spree. 

$19.5k from LightStream - bike loan. Approved instantly @ 6.99%. 

$40k from Happy Money - business card consolidation. Preapproved at 6.99%, connected bank account for POI. Awaiting decision. Backup plan is PenFed for $35k @ 7% (I think?).

Pre-approved for Patelco Pure with SL of $10k @ 6.29%. Pre-approved for BlockFi with SL of $10k @Anonymous.79%. 

EX 770, TU 790, EQ 780. No baddies, AAoA is nearly 2 years. Car loan through BMWFS (joint account), PL from LendingClub that'll be paid off in November. Util of 15-20% excluding AU accounts (which help dilute it). Income is roughly $115k/year plus some indpendent consulting work (around $10k/year). 

Since I'm 3/24 I'm considering applying for a Chase card (likely the CSP for the SUB). Would love to get the foot in the door with them with a decent to heftly SL. However, I recently let my checking account go inactive (signed up for the bonus, had previous job deposit $500/month in, but have since changed jobs) and was overdrawn $24 (two times the monthly fee). I got Chase to reverse the fees and the account is at $0 and pending closure. 

Odds of Chase approval? I'd like to get the Patelco Visa - seems the most realistic. Worth using the hard pull on Chase before following up with Patelco or the other way around (given the preapproval there and none with Chase)? BlockFi I'm considering but not sure if I really want it. I'd realistically just want the big SL to add to my available credit and open the door to CLIs and better SLs in the future. 

As my post indicates, I did have issues with running up cards in the past, but the past is the past. I'd like to use this opportunity of having great scores to get some serious available credit in the garden to allow my file to be in the 800+ range by next year! 

[Citylights18]

For Chase the exisiting relationship will help. I would also look into pre-approved offers to see if they have anything for you.

They are usually pretty good about approving people if they fall under the 5/24 limit. I'd probably try them first before moving onto the personal loans.

[GatorGuy]

Chase definitely denies people based on previously unsatisfactory accounts with them including bank account closures. 

I'm not sure if your situation would fall into that. If you go into the branch maybe a banker could give you an idea before you waste one or two HPs.

[gdale6]

Closed as the approval thread has been created. Further comment can be made here https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree-Patelco-Pure-BlockFi-Discover-It-Ca...