App-o-rama advice after auto loan approval?

[GetMeSlick]

hey guys,

Today i closed the deal for my new car loan and signed all the paperworks. Picking the car tomorrow from dealer.

You got any App-O-Rama advice?

I already have close to 22 credit cards with over all CL of 98k.

Also during the auto loan app, i have asked one of my credit union to increase my existing rewards card CL. They did added $5000 to my existing CC.

I was planning to look for 2nd sallimae , my bad, just googled and got to know they shut down the new apps for Sallimae.

Any good cards for Gas rewards?

My Fico ranges are in 690-720 across.

I do plan to do Auto loan Refi in next 3 months or better. Will there be any problem if i apply say 2-3 new credit cards? major drop in credit scores?

[Anonymous]

out of 22 cards you don't have one good for gas rewards?

side note: you signed for a loan without picking out a car?

[daverhere]

My advice is the Garden-O-Rama.

Congrats on the new car.

[jeffm4688]

What is the gardening you speak of ? 

Sounds like OP signed loan documents at CU and picked up a check.

Gas rewards i'd have to say go to penfed for their cash rewards card if you want to app for something. 5% cash back on gas all the time.

[Anonymous]

you can't sign loan docs without a VIN to a vehicle. most that could happen is getting a check issued but there are no loan signatures for that.

and with 22 cards OP needs to determine why none are good for gas and maybe consider closing some

[VegasMom]

I took as he is picking it up tomorrow

[jeffm4688]

If you're financing yourself you have to sign loan documents before picking up the check... 

In order for me to grab the check from my local CU I had to provide them with a buyers order (which included the vin), provide proof of insurance and then sign their loan documents before they would issue a check... I'm not sure why this is not possible, but it is and it sounds exactly like what I had to do, except instead of picking up the next day I picked up the check in the morning and the car later that evening.

[Anonymous]

the original post says "picking car from dealer tomorrow"
to me that means to pick one out. not to finalize. but jeff, your process is correct obviously.

[Anonymous]

Do you mind sharing what kind of cards you currently have?

[GetMeSlick]

Alright no confusion. I signed PO/finance docs yesterday, dealer spoke to Geico for RMV1 document. So it took yesterday evening for dealer to get back from Geico. Today morning i picked up the car.

I have discover, sallimae, bofa 123 rewards.

Cards i wanted sometime before going to garden and failed to get

1)US bank rewards card

2)Citi double cash

3)Chase Slate