App spree advice needed. Closed on mortgage last week.

[GetMeSlick]

Hello All,

We closed on our mortgage last week. So planning for a mini app spree before going into garden. No new credit cards in last 2 years. Only mortgage inqs on all 3 bureaus(Total 2 inqs) for last 18-24 months. 800+ Scores across 3 CBs.

These are my likes

Capital One Savor - No prequals available- Already have 2 QS cards, savings a/c with Cap 1

Amex Cash magnet - Prequal not checked - Already have Amex ED and Amex BCP

US Bank Cash Plus - Prequalified with a set APR for 3 of their cards(Flex, Amex, Cash plus) - No relationship with them

Any advice would be appreciated. 

Also, let me know if there are any nice SUB cards to add to the list.

TIA. Happy October.

[Anonymous]

Hi GetMeSlick!

Cap1 has a $500 SUB on a $3k spend but they will pull all 3 CRA's.

USB Cash+ has a $150 SUB for a $500 spend and is a single pull. I went the Gold Checking route and got an instant $14k SL right out of the gate.

I can't comment on Amex I'm on their blacklist for a 2009 CO