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Apped for the US Bank Secured Visa

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Anonymous
Not applicable

Apped for the US Bank Secured Visa

Anyone else have this card?

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Apped for the US Bank Secured Visa

Did you already apply? If so yeah it's a decent enough card but customer service in relation to it is horrible so keep everything running smoothly on your end.

Message 2 of 7
kugel
Valued Contributor

Re: Apped for the US Bank Secured Visa

I have the card they are very conservative bank
Message 3 of 7
kugel
Valued Contributor

Re: Apped for the US Bank Secured Visa

After I was approved they told me they won't unsecure my card only after 5 years that's insane
If u are after a bk don't touch this card
Message 4 of 7
ddemari
Super Contributor

Re: Apped for the US Bank Secured Visa

if you havent applied already and are not dead set on getting in with US Bank, you should take a look a FNBO secured visa. It is a free secured card, after 7 months you are eligable for a deposit free CLI and at 11 months they review your card for an unsecured version. 

Message 5 of 7
ginger1477
Regular Contributor

Re: Apped for the US Bank Secured Visa

 I had this card for a couple of years.   I requested to get it unsecured and got a no both times (hard pull).   Now this was not too far off from bk, and your profile may be more in favor than mine was, hope you have better luck than I did.   I cancelled it cause no rewards and I didn't want it to be one of my older cards years from now incase it never unsecured. 

Capital One Quicksilver: 14k * Alliant: 4k * BoA: 6k * Discover 5k * Best Buy Visa: 10k * Amex BCE: 7k, Amex Everyday: 1k * Target RedCard: 9k * Walmart: 10k * Citi 2k * Care Credit: 10k
Message 6 of 7
Anonymous
Not applicable

Re: Apped for the US Bank Secured Visa

I got this card August of last year and just ended up getting it unsecured the a few days ago. The only thing I didn't like about the secured card was the annual fee.

Message 7 of 7
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