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Apping spree planning.....wanna help?

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Cmikul
Regular Contributor

Apping spree planning.....wanna help?

So now is the necessary time for me to quit gardening....wasn't there long ....but need to do some apps to get some movement.

 

I just got my 3x CLI on Amex yesterday.  I wanted it to report hoping that  a Venture app would try and match it.  (I'm pre-qual'd)

 

I also have a pre-qual on QS which could help because then I could PC my QS1 down the road and help lower a single line utilization.

 

But.......I need to get in with Chase....for which I have a Freedom pre-qua but really want teh CSP.

 

Here's the rub. 

 

My QS is 1yr old

My BB Visa is 6mths old

My Amex is 2 mths old.

 

If I get any of these and don't even try and cold app the CSP or Marriot, I'll be out for 24mths per the 5 acct limit

 

 

"if" I app for all of them on the same day and do the CSP last.....is there any chance it will go thru .....or any harm to taiking the decline since I would effectively be limted out for 2yrs after this spree.....

 

pretty much residing to the fact what eer I walk away with will be gardening for 24mths.

 

suggestions????

 

BTW.....EX is at 682 ...just took a hit for some Util usage on some cards ....I paid it down but it hasn't rebounded yet.

 

 

Tu @ at 712 and Eq @ 702

 

 

 

 

 

 

Message 1 of 3
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Anonymous
Not applicable

Re: Apping spree planning.....wanna help?

You just came out of the garden but your Amex is only 2 months old?  LMAO!

 

I would at least wait until the Amex 3x CLI posts and your utilization pay down posts to all three bureaus. 

 

After that, i would apply for Chase first.  Use the "2BM method" and apply for both CSP and Freedom.

 

I wouldn't really bother with Capital One Venture since they require 3 hard pulls.

Message 2 of 3
Cmikul
Regular Contributor

Re: Apping spree planning.....wanna help?

Sounds like sage advice

Message 3 of 3
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