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So now is the necessary time for me to quit gardening....wasn't there long ....but need to do some apps to get some movement.
I just got my 3x CLI on Amex yesterday. I wanted it to report hoping that a Venture app would try and match it. (I'm pre-qual'd)
I also have a pre-qual on QS which could help because then I could PC my QS1 down the road and help lower a single line utilization.
But.......I need to get in with Chase....for which I have a Freedom pre-qua but really want teh CSP.
Here's the rub.
My QS is 1yr old
My BB Visa is 6mths old
My Amex is 2 mths old.
If I get any of these and don't even try and cold app the CSP or Marriot, I'll be out for 24mths per the 5 acct limit
"if" I app for all of them on the same day and do the CSP last.....is there any chance it will go thru .....or any harm to taiking the decline since I would effectively be limted out for 2yrs after this spree.....
pretty much residing to the fact what eer I walk away with will be gardening for 24mths.
suggestions????
BTW.....EX is at 682 ...just took a hit for some Util usage on some cards ....I paid it down but it hasn't rebounded yet.
Tu @ at 712 and Eq @ 702


You just came out of the garden but your Amex is only 2 months old? LMAO!
I would at least wait until the Amex 3x CLI posts and your utilization pay down posts to all three bureaus.
After that, i would apply for Chase first. Use the "2BM method" and apply for both CSP and Freedom.
I wouldn't really bother with Capital One Venture since they require 3 hard pulls.

