Apple Card Approval For College Student Possible?

FalconSteve · ‎10-31-2021

It is possible, I have seen it, but it it is rare. A Discover or Chase student card is more likely, unless they card be an AU (they don't even need the card) to build a profile. Ideal cards have low utilization, high credit, long history, aren't AmEx issued (Wells Fargo AmEx works fine for example).

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

Sloedough · ‎10-31-2021

I have researched this card. I find it is great if you buy a ton of Apple products. It's "meh" if you can pay with Apple Pay.

The no fees thing is pretty sweet, but, as far as I can see this is the only good thing about this card. It is not revolutionary as Apple suggests.

There are much better cards out there. Off the top of my head, the Discover It Student card is a better option. Also, there are better options then a credit card for establishing credit, like an auto loan.

Re: Apple Card Approval For College Student Possible?

Re: Apple Card Approval For College Student Possible?