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Apple Card denied

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balu548
New Member

Apple Card denied

Hello,

 

I recently applied for apple card 2 times, first time they rejected saying my DL is expired, second time I applied with other id and unfortunately they didn’t accept the id. Today I got my renewed DL and when I applied, it is saying I applied multiple times and they couldn’t verify my identity (in this attempt, it didn’t prompted me for ID verification at all, straight away reject.)

 

I have 725 TU, 732 EX, 711 EQ scores

 

What are my chances of getting card in the future? When can I reapply?

 

Thanks

Surendra

Message 1 of 3
2 REPLIES 2
Yasselife
Valued Contributor

Re: Apple Card denied

@balu548  I've read on here that they use the same application for 3 months so even if your profile changes you get same results. I'd take that with a grain of salt though. 
   Have you tried the car trick?


Gardening since: August 11, 2025
Message 2 of 3
dcp0524
Regular Contributor

Re: Apple Card denied


@Yasselife wrote:

@balu548  I've read on here that they use the same application for 3 months so even if your profile changes you get same results. I'd take that with a grain of salt though. 
   Have you tried the car trick?


I've heard of many people applying, getting denied for closing a bank account recently, turned around froze ChexSystems and then applied again minutes later and was approved. All in the same day. 

 

I applied twice within a few days 04/09/2021 & 04/15/2021 bc I was being impatient. First time denied for unpaid collections, second time same reason, even though a collections had fallen off in between each application. Then on 04/27 my last collection account was removed by early exclusion so I switched to a 100% clean profile and got a 65 point boost on TU to 758. Applied, was denied again. Looking back in my emails the denial reason that time was "You have applied a number of times and we cannot verify the information you have provided at this time."  On 5/25/21 I applied again and was finally approved. 

He/She shouldn't have to wait anywhere close to 90 days. I believe the magic number is 2 times within a 30 day period. So 30 days from the last application @balu548  should be golden to apply again. 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 3 of 3
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