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Application Blue Cash Everyday

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Anonymous
Not applicable

Application Blue Cash Everyday

Yesterday, my Experian Fico 8 was 707. I applied for Blue Cash Everyday.

 

I saw a message:

 

Thank you for applying for the Blue Cash Everyday from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days.

 

Today, I recievd follwoing email:

 

We are excited that you've decided to apply for the Blue Cash Everyday from American Express, and we're reviewing your application now. We promise to let you know when we're finished, or if we need more information.

While we're reviewing your application, please don't apply for another Blue Cash Everyday® from American Express. Thank you for your interest in American Express

 

Is there any chance? or it means a reject?

 

 

 

Message 1 of 29
28 REPLIES 28
CountryLivin
Valued Contributor

Re: Application Blue Cash Everyday


@Anonymous wrote:

Yesterday, my Experian Fico 8 was 707. I applied for Blue Cash Everyday.

 

I saw a message:

 

Thank you for applying for the Blue Cash Everyday from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days.

 

Today, I recievd follwoing email:

 

We are excited that you've decided to apply for the Blue Cash Everyday from American Express, and we're reviewing your application now. We promise to let you know when we're finished, or if we need more information.

While we're reviewing your application, please don't apply for another Blue Cash Everyday® from American Express. Thank you for your interest in American Express

 

Is there any chance? or it means a reject?

 

 

 


Of course there's a chance! 707 is a good score I see a lot of peeps getting approved with a lot less. I have been denied outright everytime I have applied......usually for tmany inquiries. What else is your account like? Any baddies, charge offs, BK?  They do not go by score alone.....a lot of stuff is factored in.

Good luck, I hope you get it!

Message 2 of 29
Anonymous
Not applicable

Re: Application Blue Cash Everyday

No baddies. Only short history

Message 3 of 29
Anonymous
Not applicable

Re: Application Blue Cash Everyday

I was apporved for the BCE with a 707 EX and thin file. 10 mos longest revolving acct. Approved for $9.9k.
Message 4 of 29
Anonymous
Not applicable

Re: Application Blue Cash Everyday

I think you have a great chance. I got my BCE with an EX FICO 8 (slightly) below 700, and about 9 months of credit history. Good luck!

Message 5 of 29
Anonymous
Not applicable

Re: Application Blue Cash Everyday

I received the same message when applied...14 days. It's verification, I called in and was approved. Your chances are excellent IMO. Good luck. 

Message 6 of 29
Anonymous
Not applicable

Re: Application Blue Cash Everyday

You need to call in and they'll verify you and approve you on the spot.

Message 7 of 29
Anonymous
Not applicable

Re: Application Blue Cash Everyday

If it is a decline they just decline you then and there 9 times out of 10.

Message 8 of 29
Nova5041
Frequent Contributor

Re: Application Blue Cash Everyday


@Anonymous wrote:

If it is a decline they just decline you then and there 9 times out of 10.


This I know from personal experience!!! Smiley Frustrated


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 9 of 29
RonM21
Valued Contributor

Re: Application Blue Cash Everyday

Sounds like your chances or good from the responses!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 10 of 29
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