Apply for the Verizon Visa Card or wait

Anonymous · ‎07-31-2021

Hello, I'm looking to apply for the Verizon Visa card. I'm going to be using it for my phone bill and gas. The thing is, should I apply for it now or wait?

So far this year, I've applied and got approved for 4 cards. The most recent one was in May, which was the CFU. My total utilization is 23%.

My current credit score is EX: 712 TU: 670 EQ: 686

My current Inquiries: EX: 10/24 2/12 2/6 TU: 7/24 4/12 4/6 EQ: 6/24 0/12 0/6

What do you guys think? Is my HP or new accounts too much for Synchrony to approve me?

Red1Blue · ‎07-31-2021

Apply

Anonymous · ‎07-31-2021

@Anonymous wrote:
Hello, I'm looking to apply for the Verizon Visa card. I'm going to be using it for my phone bill and gas. The thing is, should I apply for it now or wait?

So far this year, I've applied and got approved for 4 cards. The most recent one was in May, which was the CFU. My total utilization is 23%.

My current credit score is EX: 712 TU: 670 EQ: 686

My current Inquiries: EX: 10/24 2/12 2/6 TU: 7/24 4/12 4/6 EQ: 6/24 0/12 0/6

What do you guys think? Is my HP or new accounts too much for Synchrony to approve me?

I got approved for that card on the tail end of my app spree early this year. By the time I applied for Verizon I had gotten at least 8 credit cards and lines of credit. lol Yes Yes Yes I went app crazy but didn't affect Verizon approving me for 3.5K credit limit. So you should be good to go my scores were around yours as well.