Apply in person or online?

[FinStar]

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@Revelate wrote:

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@pizza1 wrote:
again Rev, Im here in spirit and emotional support for you, LOL..No "recent" experience with Chase, except for my failed recon a few months back, and for good reason too! BUT...I would agree to try in branch first

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Danke!  I'm about as confident as one can get on the CSP side

Had the pre-approval online for more than a year, and started getting mailers even six months ago - probably a 10K line but that's workable for my needs and who knows could get lucky, least with an in person app I have a story I can tell as to why I want a non-trivial limit heh.   

Mortgage side, not so much, issued the ultimatum to the sellers to be delivered tomorrow morning so we'll see how that goes.

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Best of luck on both fronts Revelate!  Keep us posted on the outcome.  I'd be curious on your CSP approval/CL.  I've had mine since 2012 (branch pre-approval) and love the card!

[Anonymous]

Just to let you know, the CSP's spending requirement is $2k when you apply at a branch and not $4k

[B335is]

I've only applied for one Chase card in branch, which was CSP last year due to the lower spending requirement. It didn't give an instant decision but was eventually approved a few days later (I didn't call). Each one of my online applications have also resulted in the pending response, so in my case it didn't make a difference that I'm aware of.