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I want to app for the new reserve card but my Experian is frozen . I assume that will cause problems with my application since that is their main pull. My TU and EQ are much better numbers for me. Thoughts?
@George528 wrote:I want to app for the new reserve card but my Experian is frozen . I assume that will cause problems with my application since that is their main pull. My TU and EQ are much better numbers for me. Thoughts?
Unfreeze Experian if you want the best chance at approval. Additionaly it is agaist forum rules to discuss freezing one credit bureau in order to force the creditor to pull others.
If EX is who they pull for you , then you must make it available to them as they can't manually over ride the computer.
only thing that you can do is , hope they double pull you like they like to do , as it may help with approval if they look
at a 2nd report for a decision .... if EX isn't as good as others , then hope for a double pull when you app...
good luck
App'd for the Chase Freedom today, they pulled TU, nothing frozen . .
For me nothing new with CSR... Chase double pulled EX and EQ as for Freedom, Marriott and CSP before. I am going to make a cross in the ceiling if ever I can get a card with a single pull ..lol