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Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

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Anonymous
Not applicable

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

They just approved me for $5K on sunday and then Recon'd for 3x CLI the same day to $15k total. Good luck on yours
Message 11 of 19
Anonymous
Not applicable

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

Barclay approved you on recon from $5k to 15k? Which card?
Message 12 of 19
mccallb
Frequent Contributor

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

I too have a paid collection from like 2 years ago and I was instantly approved for  barclay world mastercard elite with 10K SL



CK EQ: 730 / CK TU: 735 / EXP FICO: 721 / EX Vantage: 793 / Total Exposure: 112K
Message 13 of 19
Jerry45
Valued Contributor

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection


@sjt wrote:

I heard that Barclays will automatically deny your application if you have an open collection. Can anyone confirm if this is true or not.

 


I aasume Barc does not have a pre approval site anymore. Try Chase or Citi first

Message 14 of 19
sjt
Senior Contributor

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

My friend ended up applying for the card on their site. He got the 7-10 day message then went on to check the status of the application a few hours later. He was declined and a letter will be sent with the reason for the decline. He called recon a few days later was immediately transferred to Security and spend about 10 minutes answering questions to verify identity then transferred by to an analyst. They reveiwed the application asked about some paid charge off from a few years ago and did not mention the open collection (which is from 2012)  then approved him for with a SL of $7K. I was suprised that he was approved. 

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 15 of 19
Anonymous
Not applicable

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

@donny10, I recon'd from 5k to 15k on arrival+ on Sunday
Message 16 of 19
Anonymous
Not applicable

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

Wow 😳How long did that take ? 

Message 17 of 19
Anonymous
Not applicable

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

this is false, I was approved for the rewards mastercard with a judgement and a collections on my credit.  they are new credit sensitive.  I also just got their aviator card but with the judgement paid but still have the open collections from 2012 I also got approved with a transunion around 670

Message 18 of 19
Anonymous
Not applicable

Re: Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection


@Anonymous wrote:

this is false, I was approved for the rewards mastercard with a judgement and a collections on my credit.  they are new credit sensitive.  I also just got their aviator card but with the judgement paid but still have the open collections from 2012 I also got approved with a transunion around 670


They aren't new credit sensitive.  I Got my second Barclay card the Aviator Plus with 17 new accounts in the prior 6 months.

Message 19 of 19
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