cancel
Showing results for 
Search instead for 
Did you mean: 

Applying for a Credit Card with low scores

tag
Anonymous
Not applicable

Applying for a Credit Card with low scores

I'm in the process of rebuilding my credit but i have low scores EQ 556, TU 572 and EX 563  Are there any credit cards out their that have easy approval for low scores?  I had a Cap 1 card charged off in 10/2008 and First Premeire Bank card charged off in 10/2008 as well.

Message 1 of 20
19 REPLIES 19
tiger_uppercut
Established Contributor

Re: Applying for a Credit Card with low scores


@Anonymous wrote:

I'm in the process of rebuilding my credit but i have low scores EQ 556, TU 572 and EX 563  Are there any credit cards out their that have easy approval for low scores?  I had a Cap 1 card charged off in 10/2008 and First Premeire Bank card charged off in 10/2008 as well.


Go here and see if you're prequalified for any cards (it won't cost you a hard credit pull:

 

http://www.capitalone.com/credit-cards/

 

Capital One is very forgiving, and it's been long enough that you aren't blacklisted anymore. If you're not prequalified, I'd suggest a secured card to start off with. Do a little research, but if possible get one that unsecures with a major bank: Wells Fargo or Bank of America. If you're not eligible for one of those, avoid Credit One if possible. Head to the "rebuilding your credit" forum and read up. Good luck!


Message 2 of 20
Anonymous
Not applicable

Re: Applying for a Credit Card with low scores

Capital One may be your best bet!! Good luck! They approved me for 2 cards with the last 3 months with 500ish scores Smiley Happy
Message 3 of 20
Anonymous
Not applicable

Re: Applying for a Credit Card with low scores

WOW! I got approved for capitol one quicksilver. im so excited! should i apply for another card? or maybe use the capitold one for a few months then try another?

Message 4 of 20
Pway
Valued Contributor

Re: Applying for a Credit Card with low scores

That is totally up to you.  Although Capital One will do another tripple pull.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 5 of 20
Anonymous
Not applicable

Re: Applying for a Credit Card with low scores

Cap 1 as others mentioned! 

Message 6 of 20
Anonymous
Not applicable

Re: Applying for a Credit Card with low scores

I would wait if I were you and try to PC to a better card! Good luck! Wish I would have done that now!
Message 7 of 20
SecretAzure
Valued Contributor

Re: Applying for a Credit Card with low scores


@Anonymous wrote:

WOW! I got approved for capitol one quicksilver. im so excited! should i apply for another card? or maybe use the capitold one for a few months then try another?


Wait a year and you can get a good CL with a good card. Smiley Happy

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 8 of 20
Anonymous
Not applicable

Re: Applying for a Credit Card with low scores

Id keep the apping to a very limited basis. With your scores I think there is more than just those ancient COs hounding you.
Message 9 of 20
SecretAzure
Valued Contributor

Re: Applying for a Credit Card with low scores


@Anonymous wrote:
Id keep the apping to a very limited basis. With your scores I think there is more than just those ancient COs hounding you.

Listen to the President, he knows what he's talking about.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.