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Applying for a second amex?

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Isacking97
Regular Contributor

Applying for a second amex?

Do I have a chance for a Blue Cash? I have 11 months with my current amex card (ED) 

Do they give me a intro offer?

 

Any other rules?

 

(The incognito offers do not work for me)



Starting Score:EX: 713 EQ: 698
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Applying for a second amex?

scores check out, and AMEX is pretty good about adding cards to existing customers. Should be the $150 for $1k in 3 months offer right now I believe for BCE, and you should be able to get it iirc.

Message 2 of 14
Anonymous
Not applicable

Re: Applying for a second amex?


@notmichaelou wrote:

scores check out, and AMEX is pretty good about adding cards to existing customers. Should be the $150 for $1k in 3 months offer right now I believe for BCE, and you should be able to get it iirc.


+1...it will most likely be a soft pull hopefully...Smiley Happy

Message 3 of 14
Isacking97
Regular Contributor

Re: Applying for a second amex?


@Anonymous wrote:

@notmichaelou wrote:

scores check out, and AMEX is pretty good about adding cards to existing customers. Should be the $150 for $1k in 3 months offer right now I believe for BCE, and you should be able to get it iirc.


+1...it will most likely be a soft pull hopefully...Smiley Happy


Soft if denied, hard if approved



Starting Score:EX: 713 EQ: 698
Message 4 of 14
Anonymous
Not applicable

Re: Applying for a second amex?

Thanks for the info but I got soft for approved for 2 of my cards...the BCP and the platinum...applied on the same day....hope I don't get a late inq...this was 3 months ago...Smiley Surprised...I was also a current card holder at the time...

Message 5 of 14
Anonymous
Not applicable

Re: Applying for a second amex?

I just double checked and my last hard pull from AMEX (on Experian) was May of 2016 when I got my Delta Gold....

Message 6 of 14
Anonymous
Not applicable

Re: Applying for a second amex?

 


@Anonymous wrote:

Thanks for the info but I got soft for approved for 2 of my cards...the BCP and the platinum...applied on the same day....hope I don't get a late inq...this was 3 months ago...Smiley Surprised...I was also a current card holder at the time...


yup, I have yet to get a hard pull for my platinum after the hard pull for my BCE

Message 7 of 14
Isacking97
Regular Contributor

Re: Applying for a second amex?

Well I get a 0% APR or just a regular APR?



Starting Score:EX: 713 EQ: 698
Message 8 of 14
Anonymous
Not applicable

Re: Applying for a second amex?

I believe it should be 0% for the first 12 months, though I didn't have an ED card so I'm not sure how they apply the rules. You could always apply over the phone and ask the rep.


@Isacking97 wrote:

Well I get a 0% APR or just a regular APR?


 

Message 9 of 14
Isacking97
Regular Contributor

Re: Applying for a second amex?

I got APPROVED 

 

2K Credit Limit

0% APR after that 20.74%



Starting Score:EX: 713 EQ: 698
Message 10 of 14
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