@Anonymous wrote:
I recently moved and had to get new internet/cable service. My new address is now showing up on my Equifax report & my credit score has increased 50 pts over the last month due to my two Capital One cards reporting. I applied for the Barclays reward card last month and was denied. I want to apply for some more cards, maybe 1 or 2 more bank cards to increase my credit limits and then I want to garden. My credit score according to Credit Karma is 644 and 688, which cards should I apply for. CK is saying I have a fair chance for the Barclays card now, also what address should I use on apps? My new ones or my old one (where I still have mail sent too ).
Thanks!
Dont put too much faith into Credit Karma's data. They are not actual FICO scores. You should try running prequals with the CC's before applying - Chase, Amex, Barclays, etc. These are SP's and will give you a good idea of which issuer may approve you prior to taking the HP. Running prequal apps with US Bank, Discover and B of A are not reliable.
Good luck.
