Approval odds: Citi Premier vs Prestige

[Anonymous]

DP = Data Points (usually referring to your FICO score), as well as, other cards. Not all, but majority of people put this in their signature to help when asking questions. Just simply a reference point to see approval odds and current profile.

Nevertheless, you have a strong profile and much more experienced than I am. So, nvm LOL

I'm just a 20-something year old starting out. 

[Anonymous]

Lol it's cool man I quite recently turned 30 myself, and I do appreciate your feedback. I'm actually not really sure what my fico score is now, the last card approval I got which was from Citi said it was like 680, but just in February I think it was 730, and I checked I believe on myfico yesterday it said 695. Maybe I've opened too many accounts recently or something, idk, I have 1 negative a 60 day late from 2016. I'm not sure if that could influence the rate that my score drops from opening new accounts or if these scores are even from different bureaus (haven't bothered to compare all 3 directly or read the fine print) - I should probably do that before I apply again in May...

[Anonymous]

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@Anonymouswrote:
Lol it's cool man I quite recently turned 30 myself, and I do appreciate your feedback. I'm actually not really sure what my fico score is now, the last card approval I got which was from Citi said it was like 680, but just in February I think it was 730, and I checked I believe on myfico yesterday it said 695. Maybe I've opened too many accounts recently or something, idk, I have 1 negative a 60 day late from 2016. I'm not sure if that could influence the rate that my score drops from opening new accounts or if these scores are even from different bureaus (haven't bothered to compare all 3 directly or read the fine print) - I should probably do that before I apply again in May...

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By the time I reach 30, I hope to have a profile like yours lol. Especially, the investments! 

Late, probably not. Maybe if your AAoA has dropped significantly? Or if your utilization (> 30%) is high one month, then it should correct itself. I would check https://www.creditchecktotal.com/ in May, which will give you all three bureus for $1. Before the end of your trial, I would email or call to cancel before being charged. I would also check CreditKarma to make sure nothing "false" is bringing down your scores.