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Approved for+accepted Amex Gold, then other pre-approvals disappeared

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W261w261
Frequent Contributor

Approved for+accepted Amex Gold, then other pre-approvals disappeared

I was preapproved for the Amex BCP, the Gold and the Plat. I took down the Gold, and then noticed that the BCP and Plat had downshifted to "its easy to apply..."

 

Any guidance as to how long before the pre-approvals might return? Or how long to wait until I should apply for another Amex card, specifically he BCP? I kind of wonder if I would have taken down the BCP instead of the Gold, whether I would have been stuck with another 1k CL. 

 

Any thoughts on whether the BCP is harder to get than the Gold? 

 

EDP 4 yrs cemented $1k.

Score 690. Burned Amex twice 1989/1996 but somehow have escaped BL. Have charged up a storm on the EDP fwiw. 

 

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Approved for+accepted Amex Gold, then other pre-approvals disappeared

If your reports have blemishes, a $1000 CL is fairly likely, as is difficulty growing it. Prequals cone and go all the time. When I got BCP, Gold popped up four days later - I went for it and got it. Just keep checking if it's one you want.

Message 2 of 7
Shooting-For-800
Senior Contributor

Re: Approved for+accepted Amex Gold, then other pre-approvals disappeared

I don't think it is what you think.

I believe that you don't get preapprovals as a member like you did before your first card.

USUALLY, members get SPs when the apply for additional cards.

I THINK.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 3 of 7
W261w261
Frequent Contributor

today approved for Gold Amex; a week from now the 80k miles SUB for the Delta Plat Reserve expires

At 690, getting approved for the Amex Gold was a happy relief.  Have had an Everyday Pref card for 4 years with 1k limit that seems unmoveable.  I'm going to start traveling soon, and noticed that big 80k SUB on the Delta Plat Reserve. But it expires in a week. Do you think Amex would reject applying for two big cards in a week, no matter what?  If all they say is "no," well ok, but I'm concerned about the unknown ramifications.  Anyone have wisdom?  Thx.

Message 4 of 7
Anonymous
Not applicable

Re: today approved for Gold Amex; a week from now the 80k miles SUB for the Delta Plat Reserve expir

Don't let the lack of preapproval scare you it's an sp, I haven't had preapprovals since I got my Amazon business card in November and in early March I was approved for a Hilton with a 15k limit no preapproval

Message 5 of 7
Brian_Earl_Spilner
Credit Mentor

Re: today approved for Gold Amex; a week from now the 80k miles SUB for the Delta Plat Reserve expir


@W261w261 wrote:

At 690, getting approved for the Amex Gold was a happy relief.  Have had an Everyday Pref card for 4 years with 1k limit that seems unmoveable.  I'm going to start traveling soon, and noticed that big 80k SUB on the Delta Plat Reserve. But it expires in a week. Do you think Amex would reject applying for two big cards in a week, no matter what?  If all they say is "no," well ok, but I'm concerned about the unknown ramifications.  Anyone have wisdom?  Thx.


I applied for the gold and Delta platinum on the same day. I didn't have any pre-approvals and didn't realize they were using an old score of 625. Both were approved. After that I was showing pre-approvals, but they disappeared after a day or two. I've never had pre-approval on any of the cards I have with them.

    
Message 6 of 7
Anonymous
Not applicable

Re: Approved for+accepted Amex Gold, then other pre-approvals disappeared


@W261w261 wrote:

I was preapproved for the Amex BCP, the Gold and the Plat. I took down the Gold, and then noticed that the BCP and Plat had downshifted to "its easy to apply..."

 

Any guidance as to how long before the pre-approvals might return? Or how long to wait until I should apply for another Amex card, specifically he BCP? I kind of wonder if I would have taken down the BCP instead of the Gold, whether I would have been stuck with another 1k CL. 

 

Any thoughts on whether the BCP is harder to get than the Gold? 

 

EDP 4 yrs cemented $1k.

Score 690. Burned Amex twice 1989/1996 but somehow have escaped BL. Have charged up a storm on the EDP fwiw. 


Last year I was approved for all their cards.   I applied for the green, gold and Plat in two days.  Approved for all 3.  Then I picked up the BCE card and was approved.   Those approvals seems like after you get one will go away about 2 -3 weeks later.   Then they might reappear maybe 1 1/2 months later

Message 7 of 7
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