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Are BofA pre-approval offers pretty solid?

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rayray7787
Established Member

Are BofA pre-approval offers pretty solid?

I got $200 offer with their Cash Rewards card and 50k point bonus offer on the Premium Rewards card. Thanks guys and gals.

Message 1 of 6
5 REPLIES 5
Shooting-For-800
Senior Contributor

Re: Are BofA pre-approval offers pretty solid?

Did it say "pre approved" ? 

or did it say "we recommend" ?

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 2 of 6
rayray7787
Established Member

Re: Are BofA pre-approval offers pretty solid?


@Shooting-For-800 wrote:

Did it say "pre approved" ? 

or did it say "we recommend" ?

 

 


Said "we recommend"....

Message 3 of 6
Shooting-For-800
Senior Contributor

Re: Are BofA pre-approval offers pretty solid?


@rayray7787 wrote:

@Shooting-For-800 wrote:

Did it say "pre approved" ? 

or did it say "we recommend" ?

 

 


Said "we recommend"....


That is not a pre approval.  Sorry.

 

Check Capital One, Amex, Discover, Citi for more solid prequals.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 4 of 6
rayray7787
Established Member

Re: Are BofA pre-approval offers pretty solid?

Thanks, I was doubting it.

Message 5 of 6
Priory_Man
Valued Contributor

Re: Are BofA pre-approval offers pretty solid?

I'm not sure it really matter how it is worded, BofA is not known for solid offers on anything, that is straight from the reps mouths.
There are a few posts on here already about people getting supposed solid offers that never worked out.






"Total revolving credit $286,000 Current UTIL >1%"
Message 6 of 6
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